A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. Please fill in the form below and we will respond to your message. They applied one time and were approved instantly for a lease. The 5 star review is beyond fake. Green Dot primor Visa Gold. Per our website it states the minimum income for our program is $4,500 a month household income. Yes, you will both be individually responsible for payment of the Insurent Guaranty fee. Your landlord could even place a lien against you for compensation of the damages.". Visit Business Insider's homepage for more stories. But even that may not be enough. Are you liquid for the lease but have no income? It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. In closing, I highly recommend Guaranteed Apartment Approval Corporate Leasing Program to any company looking The real question is: why not? Landlords are guaranteed their rent in full each month. I would like a refund for the $620 admin fee. | DCMA | These cookies will be stored in your browser only with your consent. I am thankful for their services they provide because I didnt have anyone to co-sign for me. Non-U.S. persons qualify for an Insurent Lease Guaranty. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. "By the time you discover the keys don't work, they're long gone.". We walk you thru the process. This company is literally a scam. Never complete the rental application or background check information without making sure the property and landlord are legitimate. Follow the rules--basically be a good tenant--and things will work out well for you with this company. I'll remove this review if the company contacts me via phone not email and tells me what's going on sorry we could'nt help you. If your ready to find your new home let us help. It just depends upon whether your scammer wants cash, your personal information, or both. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! The renter(s) must have decent to good credit to be issued an Insurent Guaranty for their lease. Click Here to fill out an Online Pre-Qualification form. YES, i was approved! I left pictures on their website page before main. Currently, the Insurent Lease Guaranty is applicable to apartments located in New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Brokers and Leasing Agents benefit by being able to close deals quickly. The guaranty fee is per lease, not per person. I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. Marquita B. Visnova is wonderful. Reviews not showing up on Google? This company wasted my time and money. If your spouse or roommate is signing the lease, he or she must also complete an Insurent application. The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. They only get the information they need to approve your rental. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. Anchoryourassets eventually kept all my money and even the deposit I had placed. We can make it work. I applied 48hours ago and haven't been contacted. The REAL DEAL - they helped me with a BK filing and an eviction. Like I said people stay away from this company. Contact us to find out more and don't forget to ask about our fast-tracked program. View the Financial Guide to Renting We've already gotten denied once and i'm . The property may require other fees and deposits. Don't assume that just because you've agreed in advance on the rent, fees, and other details, that it's captured accurately in the final lease agreement. Or they should be able to explain why it is taking longer. Luxury No Credit Check Apt Approval and Lease Guarantor. The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. A CPN ( Credit Profile Number) is the primary component in getting you approved for your apartment. There are plenty of companies out there that will happily take your money and tell you what you want to hear and then disappear after you pay them. "Never wire money to someone if you aren't confident they're who they say they are, because once you do, the money is gone. Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. Many of our clients have experienced a Read these reviews I've had no problems or issues the entire time I used their services. If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. I was able to choose my own rental property while this company credit qualified on my behalf. How long does it take to process the application for the Insurent Lease Guaranty? Great experience. Ryan Coon, CEO of online property management platform Avail, has seen it happen numerous times. However, I dont start my job for sixty days. We also qualify international students with Responsible Parties. I'm really hoping to at least speak to someone. "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. No scam, no fly by night company. The cookie is used to store the user consent for the cookies in the category "Other. Do my rights under my lease with a landlord change if I have an Insurent Lease Guaranty? They kept me in the loop every step of the way. Your rent is guaranteed. This building is located in Brea in Orange County zip code 92821. Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. Information is copyrighted and school data provided by GreatSchools.org. On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a month's rent for the one year lease guaranty. "If it doesn't feel right, it probably isn't right," Mermelstein said. This fool wrote me a nasty text after first meeting him them pressure into giving by a deadline 3 hrs away. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! It did for me. I applied at another community and of course I got denied but the leasing agent told me about OneApp Guarantee. We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. | Site Map. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). Here are seven of the worst apartment scams, and some tips to make sure you're not on the wrong end of one during your apartment hunt. View rentals, browse photos and more! Apartment Lease Guarantors And Bad Credit Specialists. I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. It does not store any personal data. With a business in operation for alomst 12 years, a day will finally come when youre are forced to have a confrontation with an "Internet Troll".We will not allow Annalise Foxx (the very contextual description of an Internet Troll) such a wildly unstable woman to through around accusations ***simply because we refused service***We will not be bullied, harassed or deal with verbal abuse from a potential customer that thinks the rules dont apply to them and their feelings of being more important are overrun with threats and abuse where they feel they can speak to anyone as they wish or send threats to write bad reviews if we dont call back to agree to tolerate such horrendous and childish behavior.The screenshots say it all. Best of all, you can get approved in 30 minutes at the lowest guaranty prices, and the Guaranty is normally issued within 24 hours. They only take visa or Mastercard and told me themselves if you dont get what you pay for you can go dispute it even though we will gladly refund if for some reason you dont get approved. We guarantee our servicesCPN and our "Credit Score Improvement Program". If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. How you divide the fee payment for the Lease Guaranty between yourselves is at your discretion. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to Apartment List, an estimated 5.2 million renters have lost money to rental scams. Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! Bait-and-switching can take various forms. Who are the various types of renters for who you issue guarantees? I meet the income requirements and I'm trying to get in contact with them as well how do you get somebody on the phone to speak with you so you can apply. The Insurent Program can also issue guarantees for U.S. persons with no U.S. based credit history. They will take your hard earned money and not do a **** thing. Your rights and obligations remain exactly the same, including your obligation to pay rent as required by your lease. After my divorce and the loss of my home I didnt know where to turn with a great salary and poor credit score. It normally takes up to 14 business days to get into your apartment but in my case it took a little longer but no fault to Guranteed Apartment Approval. I am a college or professional school graduate with a job acceptance letter. Does the use of the Insurent Lease Guaranty mean that I cannot be evicted if I stop paying my rent or breach any other provision of the lease? We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. . While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. Nothing was resolved no refunds were dispersed. GREAT LOCATION! These cookies ensure basic functionalities and security features of the website, anonymously. Our Home Approval Program makes it easy. Now, I've been able to purchase a home and get back on my feet. I am a non-U.S. person with no U.S. credit history. Low Credit Score due to Divorce, Bankruptcy, Broken Leases, Evictions, are all Accepted because we Credit Qualify Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? You will be assigned a CPN which will include satisfactory tradelines that add leverage to your credit score. Every building and landlord will have a slightly . Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes. There is no application fee. Fill out the lease guaranty application online and send us your paperwork. CreditLoan.com has offered online personal loans with same-day approval since 1998. Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to. Again, ONE question and one of their employees became enraged and defensive. Evictions, Broken Lease, Bad Credit, etc. This cookie is set by GDPR Cookie Consent plugin. What markets are covered by the Insurent Lease Guaranty Program? Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. We manually search for a match for you once we receive your request. If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. Pre-screening is totally free! Each of our second chance rental specialist has the experience and expertise in their perspective fields. Our helpful staff are waiting. | Consumer Protection Notice Nationwide Guarantors is here to help renters with damaged credit qualify for the place they love while at the same time protecting landlords against rent loss. 10.000 Families we helped IN 2018 What else to say? A roommate who is not a signatory does not need to submit an application to Insurent. Analytical cookies are used to understand how visitors interact with the website. Oh did I mention they got me into a very very new apartment complex and its very modern and so beautiful. Insurent simplifies and eases the rental process for renters, brokers and landlords/property owners. I asked ****** if the apartment was going to work with them if I pay the fee and I was told the person handling everything is very good at what they do and would not ask for a deposit if she didnt think they would get approved. Total income including guaranteed bonuses are included in annual income. Can I qualify for the Insurent Lease Guaranty? Then I called corp-moves.com and asked for assistance. could finally move out of my parents house with my daughter! You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. Well I got approved. Guaranteed Apartment Approval cares about your needs. You can also review the chart on our website providing you an estimate of what rents are for luxury apartments in each state so you can have realistic expectations for what the rents are. November 2007. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. Use a cashier's check (which is easier to trace) or a credit card when possible. While personal loans are its core offering, the company also provides auto loans and student loans. You probably won't ever get it back," Coon said. Guaranteed Apartment Approval is the only name you need to know to get approved with the best Apartment or Single Family home with our Nationwide Service. Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. Found this company online on Google and decided to fill in the online application form. I applaud and recommend corp-moves to anyone who needs assistance in securing a lease. shouldnt prevent you from living in a House or Apartment you love. We process all Rental Credit applications on your behalf! i feel bad for those getting scammed by these ppl. All I have to say is that Alanda Brown and Robert Smith were amazing. After filling my BK13, these were the only people willing to work with me. I always got a prompt response from them when I texted. Contact us to find out more and don't forget to ask about our fast-tracked program. Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! Just trying to see if it allows me to post a reply.hmm.. Country Woods Apartment Homes. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States, https://www.guaranteedapartmentapproval.com/, Top 5 Doctor Review Sites for Healthcare Providers. The Insurent Lease Guarantor Service fulfills the need for a guarantor/co-signer when a landlord requires that a tenant have a guarantor or requires significant additional security or prepaid rent by the tenant in order to obtain an apartment. We are not a "pay to play" service. See how weve become the industry leader over the past 8 years. It will also eliminate the need for significant additional security or prepaid rent to the landlord, and will quicken the approval process and shorten the time needed to obtain the apartment. "When they meet to view said apartment, it is no longer available, and other apartments are shown as an alternative that don't usually fit the original criteria," New York real estate agent James Wan told Business Insider. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. Schools listed above are based on distance from the selected location and are just a sampling of the schools in . This website uses cookies to improve your experience while you navigate through the website. If most people are not happy with a service, they typically go elsewhere, but this MENTALLY UNSTABLE woman continues to reach out !SEE HERE: Form Inquiry 1: https://ibb.co/jMCjJnPForm Inquiry 2: https://ibb.co/zfL03HnForm Inquiry 3: https://ibb.co/JdKV1Rz. What is the Insurent Lease Guaranty Program? "Their excuse was that I must have not understood. The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. Which I never did due to the covid-19 pandemic. No. Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. "Scammers place fraudulent listings, and when someone reaches out to them, they're instructed to wire money in order for them to hold it or take it off the market," he told Business Insider. I seriously recommend! Insist on seeing the property in person. No. In the event that you are an international student or fall below the minimum 27.5x the monthly rent, please email us at renter-app@insurent.com so we can guide you through the application process. Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? I will refer anyone that needs your help! We have seen every scenario and we're here to help. they can assist. 4.6. I cant thank OneApp enough because they were truly a blessing to my family. FAQs Downtown Brea Apartments for Rent. The Insurent Program can still assist you if you have a Responsible Party. I used the Nationwide Apartment Guarantor Service after many rental companies turned me down due to credit problems. Verification can help ensure real people write reviews about real companies. Our program eliminates the hassle of finding a suitable co-signer. YOUR APPROVAL IS 100% GUARANTEED. The community amenities include a sparkling pool, community barbecue . Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. If you need a co-signer, apply with OneApp Guarantee. However, they were unable to secure a lease in a safe and luxurious town home. After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. This business was made for me! They're strict, but considering the business they're in, it's to be expected. Their father (or some relative overseas or here) would not be a signatory on the apartment lease. Now I call the 917-633-4703 number and its say's it's been Disconnected!!. Please look at these as proof. When you sign a lease agreement, make sure . Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. Here are 8 tips for writing great reviews. We'll be your co-signer. Our Home Approval Program makes it easy. By clicking "Accept All", you consent to the use of ALL the cookies. duh should have done this weeks back instead of trying to figure this all out myself!!! I had submitted several applications for houses and apartments but got denied by everyone. Gary Group Realty LLC Broker #9009741 You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. Information is deemed reliable but not guaranteed. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. I TREC Information About Broker Services Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. Call Now lets get you into your new Home. If US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and decent to good credit. Bear in mind, like any other company we do not have solutions for every person that inquires. | Terms of Use Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. I live in a peaceful community right outside Atlanta, GA thanks to Guaranteed Apartment Approval helping me move in this brand new Hey thanks for the kind words! My credit got damaged years ago due to a divorce. Need No Credit Check Apartments or Lease Guarantor? The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. They were so patient with me and my anxiety they just walked me thru everything and answered every question I had. A C.P.N. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. found this company online and b/c i couldnt get approved to rent on my own from when i lost my job few years ago had an eviction my my record and owed the last apt complex thousands (they got me) i didnt have the money back then to fight it and got slammed with excessive fees. I wasted over 4 months and $1400+ looking for an apartment using this company. Couldn't believe it when I got approved. Insurent is continuously expanding its base of certified buildings. We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. One month ago I found an apartment that I perfectly fit into but couldn't get approved. Home Approval. That's heck of a lot of free work from an allegedly 'SCAM COMPANY' We are going to let barking dogs bark. Reach out anytime. As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. Where Renters Are Approved And Landlords Never Lose. It's easier for property managers to say yes to these renters when they have a co-signer. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? ********************************************************. Here are the 8 best-guaranteed approval credit cards to help you break out of the cycle of bad debt. We are paid a commision (like a realtor) from the referral company we send you. I would not recommend that you do business with any type of business with Guaranteed Apartment Approval. We get you in. THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! I didnt think this was really possible. What is the duration of the Insurent Lease Guaranty? We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. Self employed renters are almost one-third of our business. The last apartment I was told they were processing with supposedly had an issue with me showing up to the apartment? However, they didn't know I always get everything agreed in writing. Case in point: Scammers might hand you keys that don't even work. just send a special thank you to the firm I work with for partnering with Guaranteed Apartment Approval and offering this service to Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. We've. They also almost always communicated through email and text message.
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